You know what? You get to skip this step if you became a Certified Homebuyer in #4.
Your loan provider will fundamentally pass the mortgage application to home financing underwriter who can have a look at your documents and decide if you’re financially prepared for home financing. Yes, this task may be nerve-racking. But hang in there! You can truly afford, you have nothing to worry about if you’ve followed our advice for choosing a home. (And when you yourself haven’t followed our advice, well, you better hope you will get denied to help keep you away from a monetary mess. )