Pay day loans in Louisiana

Pay day loans in Louisiana

A cash loan in Louisiana will give you access that is quick as much as $350 — or even more with regards to the loan provider.

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In a financial emergency, you might be looking for an alternative to traditional bank loans if you’re a resident of Louisiana, have less than perfect credit and find yourself. A cash advance, or advance loan, could easily get you through this rough spot, but focusing on how these kinds of loans work is crucial.

The crucial thing to consider is the fact that a cash advance is a short-term fix, maybe not a solution that is long-term.

May I get a cash advance in Louisiana?

Yes, payday advances up to $350 are legal in Louisiana. The rules come under the Louisiana Revised Statutes Annotated §§ 9:3578.1 et seq., which dictate the principles loan providers must comply with so that you can get a permit.

  • Max Loan: $350
  • Loan Term: 60 times or less
  • APR: The APR for a 14-day $100 loan is 780%
  • You can elect to repay the loan amount in installments if you cannot repay a payday loan in Louisiana by its due date. (more…)

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